Buying a home or land in Pearl River County
What to expect, what it might cost, and who to call when you have a question. No pressure, no pushing.
Call Holliday Real Estate 601-795-9371 or Elijah 601-215-9766
How buying works
- Get your finances in orderTalk to a lender about pre-approval. It shows what you may be able to borrow and helps sellers take your offer seriously.
- Define what you needLocation, size, land, and a monthly payment you're comfortable with.
- Search and tourLook at properties in person and ask about anything the photos can't show.
- Make an offerPrice, closing date and conditions are negotiated with the seller.
- Inspection and appraisalOnce under contract, the property is inspected and your lender orders an appraisal.
- ClosingSign final paperwork, pay closing costs and receive the keys.
First-time buyers
- Budget beyond the payment. Taxes, insurance, repairs and utilities add up.
- Ask lenders about assistance. Down payment help and special loan programs may exist, and eligibility varies. Ask lenders what you qualify for.
- Know the closing costs. Ask for an estimate early so there are no surprises.
- Budget for the inspection. It's your chance to learn about the property before you commit.
- Buying land? Ask about access, utilities, flood zones and boundaries before you make an offer.
Current listings
Tell Elijah what you are looking for and he will send you matching Holliday Real Estate listings.
Tell Elijah what you wantMortgage payment estimator
Estimated monthly payment
$0
This is an estimate only. It is not a loan offer, quote or approval. It does not include mortgage insurance, HOA dues or other costs. Your actual payment depends on your lender.
Ask about a property
Tell Elijah what you're looking for or ask about a specific listing. You'll get a personal reply, not an automated one.